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RCU Insurance Services Blog

View the latest blog posts from RCU Insurance Services.

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Monday, August 3, 2026

Do I Need Commercial Property Insurance?

If you own a business, you likely own physical property related to that business. Physical property such as your store, restaurant, offices and all its contents must be protected under the right commercial property insurance. This type of insurance is designed to protect businesses who suffer physical and financial damage due to certain accidents. READ MORE >>

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Monday, August 3, 2026

How High Should My Home Insurance Deductible Be?

Home insurance comes with many different parts. Overall, this insurance is in place to protect your home and your family in case of an accident or disaster. But choosing the right home insurance policy can be stressful. Where do you start? How much home insurance do you need? READ MORE >>

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Monday, August 3, 2026

Surprising Factors that May Influence Your Car Insurance Rates

Many drivers are surprised when they realize that there are other factors that can influence their car insurance rates aside from their driving record and credit score. While these two factors have a large affect on your car insurance premiums, there are other lesser-known influences that may be driving your car insurance rates. READ MORE >>

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Wednesday, July 1, 2026

How are Home Insurance Premiums Calculated?

Many homeowners find that their home insurance premiums seem to change year to year for no reason at all. Understanding what affects your home insurance rates can help you understand how your premiums change, however, and what you can do to save money on your home insurance. Location READ MORE >>

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Wednesday, July 1, 2026

Coverage Beyond General Liability Insurance

Most business insurance portfolios contain multiple policies. After all, most businesses need different types of coverage. Therefore, it’s going to take time to settle on the policies you need. Among the most critical pieces of coverage for businesses is general liability insurance. READ MORE >>

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Wednesday, July 1, 2026

Does My Car Insurance Policy Cover Rental Cars?

If you are traveling without your vehicle or need temporary transportation after an accident, you may be in need of a rental vehicle. However, many drivers aren’t aware of whether their insurance policy covers the cost of a rental vehicle—or damages in case you get in an accident with one. READ MORE >>

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Monday, June 1, 2026

Do I Need Business Insurance?

If you have a business of any sort, you need business insurance. Even small startup businesses should invest in certain amounts of business insurance. Industries that should carry high amounts of business insurance include: Restaurants/Service Trucking Manufacturing Construction READ MORE >>

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Monday, June 1, 2026

Reasons Your Home Needs a Security System

You might have heard the claim that home security systems are no longer helpful. Some people say that they no longer have any value because thieves can simply ignore them and make a fast getaway. Don’t let these false claims fool you. Home security systems have incalculable value for any home in any community. READ MORE >>

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Monday, June 1, 2026

Factors Influencing Your Car Insurance Rates

Everyone wants to save on car insurance rates. However, you might not know exactly where to start. Getting the lowest rates takes time and a commitment to detail. In fact, there are multiple ways that you can work proactively to get beneficial rates. What are some of these? READ MORE >>

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Friday, May 1, 2026

Basic Car Insurance for Young Drivers

Car insurance can be confusing even to older and experienced drivers. There are a lot of factors that affect your car insurance and trying to sort through thousands of insurance agencies and policies can be overwhelming. Before you go shopping for car insurance, it’s important to understand the coverage you need and how much you should be paying. READ MORE >>

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Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 9:00 a.m. - 5:00 p.m.
Vehicle Personal Auto Insurance RV & Boat Insurance More Vehicle Insurance
Home Home Insurance Renters Insurance Dwelling Fire Insurance More Home Insurance
Business Business Owners Insurance Business Auto Insurance Workers' Compensation Insurance More Business Insurance
Additional Insurance Life & AD&D Insurance Pet Insurance Payment Protection More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
©2025 All Rights Reserved. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. License no. 0D91054. NPN no. 7612227.